Terms and Conditions

Last updated: November 2025

1. Introduction

These Terms and Conditions ("Terms") govern the access to and the use of this website ("Site") and the information, applications, platforms where applicable, digital content, programs or educational modules, educational materials, course or courses, webinars, presentations, educational resources, electronic mail, and services (collectively, the "Services") - provided by Hedgetide Limited ("we," "our," "us," or "the/our Company") via the Site and our courses ("Courses," "Course") - which are offered strictly for educational and informational purposes. By purchasing or using our Services, you ("Client," "you," "your") agree to be bound by these Terms, our Disclaimer, and our Educational Course Disclaimer.

If you do not agree with any part of these Terms and Conditions, our Disclaimer, or our Educational Course Disclaimer, you must discontinue use of the Services immediately.

2. Eligibility

You must be at least the age of majority in your jurisdiction to use our Services. By using the Services, you represent and warrant that you meet all eligibility requirements.

3. International Use

Our Services are provided from a global platform and may be accessed worldwide. You are responsible for ensuring that your use complies with all applicable laws, regulations, and restrictions in your jurisdiction.

4. Educational Purpose Only

All information provided through our Services is for educational purposes only and does not constitute financial, investment, legal, accounting, or tax advice. Decisions based on information provided by us are made at your own risk.

We do not guarantee financial results, investment performance, or specific outcomes.

5. User Accounts

Where applicable, when creating an account, you agree to:

• Provide accurate and complete information;

• Maintain the confidentiality of your login credentials;

• Be responsible for all activities associated with your account;

• Notify us immediately of any unauthorized use.

We reserve the right to suspend or terminate accounts at our discretion.

6. Intellectual Property

All content we provide, including and not limited to text, graphics, branding, videos, audio, tools, and course materials, digital products, platforms where applicable, software where applicable, course or courses, webinars, presentations, publications, electronic mail, and educational or other information resources, is owned by us, licensed to us, or agreed upon our use of it by its owner/owners in writing, and protected by international intellectual property laws.

You may not copy, share, reproduce, publish, modify, distribute, or create derivative works from our content without prior written consent.

7. Non-disclosure Agreement

You agree that upon our request you will enter into a Non-disclosure Agreement (NDA) with our Company. For more information, please refer to our Non-disclosure Agreement template.

8. User-generated Content

By submitting content through our Services, you grant us an international, royalty-free, perpetual, sublicensable license to use, reproduce, publish, modify, revise, and distribute your content for operational, business, and marketing purposes.

You represent that you own or have the rights to any content you submit.

9. Purchases, Payments, and Refunds

We may offer paid courses, subscriptions, or digital products. By making a purchase, you agree to pay all fees associated with the transaction.

Refunds, if offered, will follow our uploaded Refund Policy. We reserve the right to change our Refund Policy and prices at any time.

10. Prohibited Activities

You agree not to:

• Use the Services for unlawful purposes;

• Attempt to breach or test the security of our systems;

• Access the Services through automated means without permission;

• Interfere with or disrupt the functioning of the Services;

• Use our content for commercial purposes without authorization;

• Apply disruptive practices or hinder the progress of the Services.

11. Third-party Links

Our Services may contain links to third-party websites. We shall not be deemed responsible for the content, policies, or practices of third-party sites. Our Company does not endorse the content, policies, or practices of these third-party sites.

12. Third-party Proprietary Services

Our Company shall not be deemed responsible for the services, policies, or practices of third-party partners, including and not limited to the provision of buying power, type of services offered, and how these third-party proprietary services may vary from Client to Client.

13. Limitation of Liability

To the maximum extent permitted by law, we disclaim all liability for:

• Losses arising from reliance on our educational content;

• Errors, interruptions, or data loss;

• Third-party actions or service failures;

• Loss of profits, business, or opportunities.

Your sole remedy for dissatisfaction with the Services is to discontinue using them. For information on refunds, please refer to our Refund Policy.

14. Disclaimers

We make no warranties, express or implied, regarding:

• The accuracy, completeness, or timeliness of content;

• Uninterrupted or error-free access;

• The suitability of the Services for any specific purpose.

By using the Services, you agree to our Disclaimer and Educational Course Disclaimer.

Our Disclaimer and Educational Course Disclaimer shall be deemed part of these Terms and Conditions, which they are by reference incorporated into and form an integral part thereof.

15. Indemnification

You agree to indemnify and hold us harmless from any claims, liabilities, damages, losses, or expenses arising from your use of the Services or violation of these Terms and Conditions.

16. Course Sessions

The number of the Course sessions may vary from Client to Client depending on the particular Module of the Course, the duration of the subscription if applicable, and the Company's sole discretion.

The duration of each session of the Course may vary and is at the Company's sole discretion.

The number of meetings or sessions of the Institutional Hedgetide Module may vary from Client to Client depending on demand and the Company's sole discretion.

17. Course Format

The proportion of live to recorded content may vary depending on the particular Module of the Course and the Company's sole discretion.

The proportion of individual to group on-line classes may vary depending on availability, demand, the particular Module of the Course, and the Company's sole discretion.

The format of the Institutional Hedgetide Module may vary from Client to Client depending on demand and the Company's sole discretion.

18. Course Content

The content of each Module of the Course may vary depending on the type, structure, and syllabus of the particular Module of the Course, the duration of the subscription if applicable, and the Company's sole discretion. The content offered with each payment for the Heuristic Module of the Course and its proportion to the Course syllabus may vary and are at the Company's sole discretion.

Our Company retains the right to introduce additional trading strategies into the training or teaching process for Clients who have been subscribed for longer than the term of the Services as specified in the next Section of these Terms.

The content offered with the Institutional Hedgetide Module may vary from Client to Client depending on demand and the Company's sole discretion.

19. Course Cost

The cost of the Course and each Module thereof may be revised at any time. Any such revision is published on the third-party-hosted payment webpage as part of the Site's checkout flow and is at the Company's sole discretion.

• Trial Periods. Our Company retains the right to revoke any free-of-charge trial periods at any time. Offering such is at the Company's sole discretion.

• Promotional Codes. Offering Promotional, Coupon, Discount, or Redemption Codes is at the Company's sole discretion.

Any negotiations of the terms of the Institutional Hedgetide Module are at the Company's sole discretion.

20. Termination

The Services are offered to each Client over a period of three (3) to six (6) months (Section 16 of these Terms), except the subscription-based programs or Modules, which are offered for the duration of the predefined subscription payments paid by the Client to the Company (Section 16 of these Terms). Upon termination, all rights granted to the Client cease immediately.

21. Governing Law

These Terms and Conditions are governed by the laws of the jurisdiction in which our headquarters are located, without regard to conflict-of-law principles. However, local mandatory consumer protection laws in your jurisdiction may apply.

22. Amendments to These Terms and Conditions

We may update, amend, make changes to, or revise these Terms and Conditions periodically. Changes take effect upon upload. Continued use of the Services constitutes acceptance of the revised Terms and Conditions.

23. Contact Us

If you have questions, concerns, or requests regarding these Terms and Conditions, please contact us at:

Hedgetide Limited

167-169 Great Portland Street, 5th Floor, London, The United Kingdom, postal code: W1W 5PF

Telephone: 0044 7423836429

E-mail: headquarters@hedgetide.com